InsuranceYak.comAn introduction is in order as InsuranceYak welcomes a new contributor. Aaron Pinkston is Director of Insurance for Council Financial, a Cary NC firm that has served their clients for over 20 years. We at InsuranceYak would like to welcome Aaron and look forward to his contributions.
Insurance is an easily misunderstood financial tool. I feel […]
800- phone number directory for major California insurers:
Those who have been impacted by the California wildfires, and see their insurer listed here, can call the company free of charge with claims questions at the following numbers:
AAA Insurance (800) 672-5246
Allied (800) 282-1446
Allstate (800) 547-8676
American International Insurance Company of California (888) 760-9195
American National Property and Casualty Company […]
After a wildfire, people usually have questions about the coverage provided by a typical homeowners, renters, or auto insurance policy. Here are some questions and answers concerning the burn happening in California. For coverage questions regarding your policy, contact your agent or company claims center.
HOMEOWNERS COVERAGE
Q. Who’s going to pay for all that damage […]
Part 4 of 4 See Part1 Part2 Part3
AFTER YOU PURCHASE YOUR NEW HOME
Properly maintain the house: Maintain your home as you would your car. Every year, there are important things you should do to reduce the chance that you will experience water damage, fire or other insured loss. Insurance does not pay for routine […]
PURCHASING THE HOUSE AND INSURANCE
Part 3 of 4 See Part1 or Part2
Congratulations, you are set to purchase your new home. Now you want to be sure you are getting the right insurance coverage at the lowest possible price.
Take the highest deductible you can afford: The higher the deductible, the lower the premium. Since most people […]
Part 2 See Part 1
HOUSE HUNTING:
As you look at homes, remember that characteristics of the house (where it is, how it’s constructed and the kind of shape it’s in) can send your insurance rates up or down.
Construction of the house: If you plan to live near the Atlantic or Gulf coasts, consider a brick home […]
Shopping for your dream house? It’s important to keep insurance in mind throughout the home buying process. Most lenders won’t provide a mortgage without insurance coverage. Your insurance company or agent, together with your realtor, can help you get what you want – a good home that is properly protected.
Over the next few days, I’ll […]
Question 10
Q: What’s the cheapest and best insurance I can buy? What company is best?
A: Insurance is regulated on a state level, so policies are written and sold based on statutory, legal or insurance company criteria within that state. This causes policies to very from state to state. If you were to […]
Question 8
Q: Why is insurance so expensive? Is it the insurers fault?
A: Insurers will price coverage to make a profit, but the high cost is directly related to claims paid. Things I’ve seen:
Policy holder who wanted $8000 to repair $600 copula that fell off the top of a falling down garage.$5000 auto […]
Comments to the Federal Reserve.
This post is a little off topic, but since the Federal Reserve is accepting comments (Docket number R-1286 ), I thought I’d post some of my views on the credit card industry. I would encourage anyone concerned with credit card industry practices and lack of usury laws in the U.S. […]
October 31, 2007 
