InsuranceYak.comHow should I organize and store my life insurance records?
The last thing you want to happen after you die is for your beneficiaries to be unable to locate and submit a claim on your life insurance. To prevent this, you should have copies of your life insurance records in at least two places. This is […]
Vatican publishes “Pastoral Care of the Road”
Reprinted from June 2007 Ohio Insurance Forum
Why are Christian virtues – justice, prudence, charity and forgiveness– so hard to practice in your car? I’ve always felt a person’s auto gives them some feeling of anonymity; another faceless driver tooling through the world, and in a sense that’s somewhat true. […]
Good Plans Gone Bad!
By Aaron C. Pinkston
Have you ever had plans go awry despite of your best efforts? Unfortunately, excellent planning does not guarantee excellent execution. Consequently, we frequently consult with new clients when their results aren’t quite what they expected.
Have you ever heard those radio contests that advertise a “lifetime supply” of something […]
Part one of many
Truthfully, evaluating health-care options is a 50 part series because every state has different statues, programs and insurability requirements. I live in a state that takes a very hands-off approach to how insurers deal with their policyholders. There is little or no safety net in the way of last chance health insurance […]
By Aaron C. Pinkston
I recently had to inform someone that his policy would most likely disappear in 12 to 24 years. This is a permanent life policy that he took out in 1995 from a very well respected insurance company. He has been faithfully paying the original planned premium on time every month since then. […]
When your kids are no longer eligible for your health plan:
Congratulations! You’ve raised your kids and graduated them from high school. If your kids are semi-normal, give yourself a hand.
Now how about their health insurance. The group policy you have at work may or may not cover your children from ages 19-25. Eligibility varies by plan and will […]
Q: How Long does it take for insurance companies to drop insurance points?
A: Most insurers surcharge for points for 36 months after the date of the violation.
Usually you’ll see points drop (and premiums go down) the first time your policy renews 36 months after your violation.
If the points drop is significant, you may want to rewrite the policy […]
By Aaron C. Pinkston
Surprise Life Insurance
What type of insurance is Surprise Life Insurance? It’s when you have life insurance but you don’t know enough about it.
Something I commonly hear is ‘I’ve had this life insurance policy for a long time. I’m sure it’s fine.’ In fact what usually happens is that after a period of […]
Late Friday, E-Trade Financial Corp. (NASDAQ:ETFC) said deterioration in the value of its mortgage-backed securities has fallen significantly. The online brokerage said the weakness will lead to bigger-than-expected write-downs in the fourth quarter.
Word on the street is there’s 15% chance of the company going into bankruptcy. E*Trade has protection for it’s brokerage customers through SIPC, a […]
Part 3 of 3 See Guidelines Rating
Shopping for Long Term Disability Insurance
Having read Part 1 and Part 2 of the long term disability insurance discussion, if you’ve decided to move ahead and get some quotes from some competing companies. Here are some of the thing you should ask when purchasing:
Use this checklist to compare features of the […]
November 30, 2007 
