InsuranceYak.comAllstate Insurance Blocked from Writing New Business in State of Florida
Editors note: In my opinion, Florida is doing Allstate a tremendous favor. The Florida Office of Insurance Regulation, the state assembly and the Goveners office have done a terrible job of trying to reel in insurance costs by overregulating the insurance companies. Florida has the […]
Dog Liability and Homeowners Insurance
Insurance companies have paid particular interest to dogs in recent years and have worked at field underwriting all Homeowners and Renter’s policies for dog exposures. Their main focus is to eliminate exposure to severe losses. In 2002, dog-bite claims cost insurers almost $350 million, and accounted for a full fourth (1/4) of […]
Part two of the continuing saga of getting health insurance in the USA.
Some health insurance options when taking the self-employment plunge:
COBRA
Individual health insurance/ small group health
Temporary coverage
Part time coverage for the benefits
Move to a state that has offers major medical or catastrophic coverage for uninsurable citizens.
I covered COBRA coverage in an earlier post, so […]
Thanks to Aaron C. Pinkston of Council Financial for another guest post.
When I was first introduced to the world of insurance, my supervisors at a large, well-respected insurance company encouraged us to sell life insurance as part of someone’s retirement plan. The pitch is usually something about tax-deferred savings and potentially tax-free distributions from the […]
Definitions of Rental Property Coverage
This applies to residential property with 1 - 4 units and no commercial exposure (no apartments on top of stores or houses used for a public access business). Any property with 5 or more units is considered commercial coverage.
A standard policy has four parts:
Declarations - Insurance company name, name of insured, address of […]
Overall, 2007 was a good year to be in the insurance industry. Most companies have done well for themselves and strengthened their financial positions. Here’s a recap of some of the biggest events (or non-events) from 2007.
1. Climate Change
2007 marked a turning point on climate change..the insurance industry realized it could hit their bottom line!
Munich […]
Toyota has been running commercials showing people going to great lengths to get rid of their current vehicle:
A lady cuts a tree branch which falls on her car.
A man throws a rope on his Ranger as a ferry pulls away from the dock, pulling it into the water.
Another man pushes a Jeep Grand Cherokee off a parking […]
Renters insurance - Not just about price
Q: Is anything else important, other than price that I need to consider when shopping for renter’s insurance?
Top things: Price isn’t everything
Property Coverage
Make sure the coverage you have is enough for all your stuff. Make sure you have a replacement cost endorsement .
Make sure your policy covers other high priced items you […]
January 16, 2008 
