“Education about insurance and related issues is good for the Insurers, the Agents, and the Insured; when all three have their needs met, everybody benefits”
- Ernesto the Insurance Geek
Ernesto is a mild mannered insurance guy from Ohio. He works in the corporate compliance area of a small P&C (Property & Casualty) company where his days are spent making the world safe for his policyholder customers. Ernesto and his staff make sure forms, policies and internal company software are in sync with state and federal law and our customers meet all legal requirements. In a past life, Ernesto ran a small multi-line insurance agency; if you ask him about agency related issues, you’ll probably get an opinion. Since his work is complicated and tedious, he uses this forum as his creative outlet.
His goal is to uncomplicate the insurance purchasing process by explaining insurance issues, coverage and policy language. He hopes you find something useful and leave him a comment. If you’ve never blogged before and would like to contribute an article, leave a note.
Agents are welcome to leave a link to their agency website.
Ernesto is big on writing articles and smaller on WordPress. Any geek help would be appreciated.
As a firm believer in insurance professionals, Ernesto will always recommend the advise of local independent agents. This site contains links to insurance related advertisements; feel free to click them (that’s how he gets paid) but keep this in mind: one day you’ll need an insurance professional, why not give them the business today?
This forum is intended to advise, amuse, and inform about insurance and insurance related issues. The insurance industry is regulated at both the state & federal level, so it would be impossible to offer legal advise valid in all 50 states. Please seek advise from local insurance and/or legal professionals prior to making coverage decisions.
If you have a contribution, please leave a note; Ernesto respects the views of intelligent people, even if he doesn’t agree with them.



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