Moving to a new city or state, or even down the street, is an exciting opportunity. However, in the throes of your relocation it might seem stressful. There are so many things to cross off on that moving checklist, including boxing up your belongings, hiring movers, and changing your address. Amid all the wrapping and packing, don’t forget one of the most important details of your move – updating your insurance!
Auto Insurance
Did you know that every state has its own car insurance requirements? So, while South Carolina requires a basic 25/50/25 liability policy plus uninsured motorist coverage, Kansas requires all of that and medical expenses and underinsured coverage. If you’re moving to a new state, you’ll need to check out the vehicle insurance requirements specific to that state and apply for new coverage. Even if you’re moving within your state, you still might want to compare rates for your new zip code. At Insurance Yak, we help you find the coverage you need no matter where your relocation takes you!
Home and Renters Insurance
If you’re moving houses or apartments, you’ll need to apply for a new policy. While basic dwelling coverage might appease your lender, have you considered other types of coverage for more comprehensive protection? Moving is the perfect time to transition to a better policy. Ask one of our friendly Yak representatives about the coverage that’s best for you. Perhaps your new home has a detached garage or a workshop; you can add a rider to your policy that extends coverage to these buildings. You can also add personal property coverage, art/jewelry coverage, personal liability, temporary living, or medical payments coverage. Protect the place you’re now calling home with insurance from the Yak.
Moving Insurance
While most moving professionals do a great job of ensuring your belongings make it to your new home safely, moving day is not without its risks. You may want to purchase additional moving insurance to cover your belongings in case they are damaged or broken during the move. Most moving companies offer limited coverage of your items, so it pays to understand your coverage options and invest in a policy that offers full value protection.