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SR22 - What is it? Why do I need one?

  Here’s a question insurance agents hear week in and week out..can you sell me SR22 insurance? I’m here to clear up some of the confusion concerning the SR22 and what states require to keep people driving legally.
  An SR22 is a document, produced by an insurance company, required as proof of financial responsibility […]

Idaho upset over Toyota ads

Toyota has been running commercials showing people going to great lengths to get rid of their current vehicle:

A lady cuts  a tree branch which falls on her car.
A man throws a rope on his Ranger as a ferry pulls away from the dock, pulling it into the water.
Another man pushes a Jeep Grand Cherokee off a parking […]

Save Money on Auto Insurance

The best ways to maximize your income is spend less of it, especially for a losing proposition like purchasing auto insurance. Why is this a losing proposition? Auto insurers have a goal to pay around 60 to 80 percent of all premium dollars received on claims. This is like investing $1 and getting an average […]

Insurance and Credit scoring

Top ten FAQ of All Time 
Q:    My insurance company wants to check my credit?  What’s that got to do with insurance?

A:         Apparently everything; Commercial policies have been credit checked for decades, Insurers started credit checking personal lines ( life, homeowners, car insurance) polices in the 1990s and have been doing it long […]

Points on my car insurance policy

 Q:  How Long does it take for insurance companies to drop insurance points?  
 A: Most insurers surcharge for points for 36 months after the date of the violation. 
Usually you’ll see points drop (and premiums go down) the first time your policy renews 36 months after your violation. 
If the points drop is significant, you may want to rewrite the policy […]

Ten FAQ - What is the best insurance company?

Question 10

Q:         What’s the cheapest and best insurance I can buy?  What company is best?

A:         Insurance is regulated on a state level, so policies are written and sold based on statutory, legal or insurance company criteria within that state.  This causes policies to very  from state to state. If you were to […]

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