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Evaluating Long-Term Care Insurance.

Bumped across a interesting blog post on Can I Get Rich on a Salary where G purchased a Long-Term Care Policy through work.  Nothing unusual about that except G is in his thirties.
Now back in my agent days, if someone younger than 50 inquired about a Long-Term Care policy, I told them to ask me again in […]

Long Term Care: What’s the risk?

Guest post by Aaron  C. Pinkston of Council Financial a Financial planning firm in Cary NC.
Long term care is a topic on the front of a growing number of Americans.  You may be thinking about your own future and livelihood or about an aging parent when you think of long term care, but chances are […]

Long Term Disability Checklist

 Part 3 of 3  See  Guidelines      Rating
Shopping for Long Term Disability Insurance
Having read Part 1 and Part 2 of the long term disability insurance discussion, if you’ve decided to move ahead and get some quotes from some competing companies. Here are some of the thing you should ask when purchasing:  
Use this checklist to compare features of the […]

Long Term Disability - Rating factors

Part One Two Three 
Factors Influencing Cost
How much will it cost? A number of factors determine the cost of an individual disability income policy, including:
Age: Younger persons pay less per year for a policy than those who are older and more likely to become disabled.
Benefit amount: Policies that replace more of an individual’s salary are more expensive. A […]

Long Term Disability - Getting started

After reading many finance blogs - I come across a similar theme: We are educated, make good money and the world is our oyster; everything we have is due to our ability and good decision making; all we have to do is plan carefully, invest well and we’ll all retire millionaires.  Being a bit older than […]

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