Bumped across a interesting blog post on Can I Get Rich on a Salary where G purchased a Long-Term Care Policy through work. Nothing unusual about that except G is in his thirties.
Now back in my agent days, if someone younger than 50 inquired about a Long-Term Care policy, I told them to ask me again in […]
InsuranceYak.com
Evaluating Long-Term Care Insurance.
iMed Where can I buy one?
Growing up a music lover, I’ve marveled over the past 4o years at the technological advancement of music delivery.
Stereo headphones
Car stereos (FM radio!, 8-tracks, cassettes )
Portable cassette tape players
The Sony Walkman
CD players
Computers & the digital music distribution revolution
There have been hundreds maybe thousands of small advancements culminating in what I consider the most amazing […]
Auto insurance like health insurance, Why not?
I’ve been following (and commenting) on Lazy Man’s latest stab at solving the health insurance issue. This is a topical discussion with all the presidential candidates discussing Universal Health Coverage (the who’s going to pay for it discussion? not so much). In the comments section, people keep going on about how health insurance should be […]
Health Insurance for the Self-Employed - 2.0
Part two of the continuing saga of getting health insurance in the USA.
Some health insurance options when taking the self-employment plunge:
COBRA
Individual health insurance/ small group health
Temporary coverage
Part time coverage for the benefits
Move to a state that has offers major medical or catastrophic coverage for uninsurable citizens.
I covered COBRA coverage in an earlier post, so […]
Life Insurance as a Retirement Tool
Thanks to Aaron C. Pinkston of Council Financial for another guest post.
When I was first introduced to the world of insurance, my supervisors at a large, well-respected insurance company encouraged us to sell life insurance as part of someone’s retirement plan. The pitch is usually something about tax-deferred savings and potentially tax-free distributions from the […]
Medical Discount Cards & Low Cost Insurance
If you read question boards for insurance topics like Yahoo Answers one of the most common questions is “how do I get affordable health insurance?”. Since the average cost for family health insurance in now $1000/ month, basic coverage is out of the question for most working families. Into this void has stepped minor medical policies, scam […]
Health Insurance for the Self-Employed
Part one of many
Truthfully, evaluating health-care options is a 50 part series because every state has different statues, programs and insurability requirements. I live in a state that takes a very hands-off approach to how insurers deal with their policyholders. There is little or no safety net in the way of last chance health insurance […]
Health Insurance for Adult Children
When your kids are no longer eligible for your health plan:
Congratulations! You’ve raised your kids and graduated them from high school. If your kids are semi-normal, give yourself a hand.
Now how about their health insurance. The group policy you have at work may or may not cover your children from ages 19-25. Eligibility varies by plan and will […]
Insurance as a Financial Tool
An introduction is in order as InsuranceYak welcomes a new contributor. Aaron Pinkston is Director of Insurance for Council Financial, a Cary NC firm that has served their clients for over 20 years. We at InsuranceYak would like to welcome Aaron and look forward to his contributions.
Insurance is an easily misunderstood financial tool. I feel […]

April 29, 2008 

