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Insurance discussion and general information

Insurance and Credit scoring

Top ten FAQ of All Time 
Q:    My insurance company wants to check my credit?  What’s that got to do with insurance?

A:         Apparently everything; Commercial policies have been credit checked for decades, Insurers started credit checking personal lines ( life, homeowners, car insurance) polices in the 1990s and have been doing it long […]

So you want to be an Agent?

Q:         What’s it like to work for <fill in the blanks>? Is their training good? Will I really make $100K in my first year selling insurance?

A:         There are a number of insurance companies who are always hiring sales agents, “account  managers” or (my favorite title) “manager trainees” : Combined, Farmers, Met Life, State Farm, Allstate, […]

Rules of the road

Vatican publishes “Pastoral Care of the Road”
Reprinted from June 2007 Ohio Insurance Forum
Why are Christian virtues – justice, prudence, charity and forgiveness– so hard to practice in your car? I’ve always felt a person’s auto gives them some feeling of anonymity; another faceless driver tooling through the world, and in a sense that’s somewhat true. […]

Ten FAQ - What is the best insurance company?

Question 10

Q:         What’s the cheapest and best insurance I can buy?  What company is best?

A:         Insurance is regulated on a state level, so policies are written and sold based on statutory, legal or insurance company criteria within that state.  This causes policies to very  from state to state. If you were to […]

Top Ten Questions: Why is insurance so expensive?

Question 8
Q:         Why is insurance so expensive? Is it the insurers fault?
A:         Insurers will price coverage to make a profit, but the high cost is directly related to claims paid. Things I’ve seen:
Policy holder who wanted $8000 to repair $600 copula that fell off the top of a falling down garage.$5000 auto […]

Ten Most asked Question - Continued

2.
Q:          My ______ (fill in the blank) died and we can’t find their life insurance policies. Where can I find this information?
A:           There is

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