Here you go: The most commonly asked insurance questions in the history of asking insurance questions:
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Insure a vacant property? Here
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Can someone get a life insurance policy on me without my knowledge? [Find out]
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I can’t find a life insurance policy? [Look here]
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How do I file a claim against someone else? [Click here]
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Should I get Term or Whole Life? [Decide]
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Can I get rich as an Insurance Agent?? [Research here]
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Will my Homeowners Insurance fix this? [Find out]
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How do I get SR22 whatchacallit? [Get Info]
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Why is insurance so expensive? [Go figure]
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Insurance & Credit Scoring [What’s the deal?]
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Who’s the best & cheapest insurer? [know for sure]
I have a question about sr22’s. i live in virginia and had a dui so i had to get the sr22. now that im done with all the terms of my conviction i was wondering if i can remove the sr22 from my insurance and save some cash? thanks for any help on this question. i havent been able to find the answer anywhere.
Zack,
Let me follow up with a few questions:
How long ago was the DUI?
Do you have other accidents or violations? How old are they?
Have you kept your auto policy in force the entire time?
Remember, the SR22 is only a form your insurance company files with the state (Commonwealth whatever). The charge for the filing is usually $10 per policy period (6 months). What is costing you big $$ is the fact you have a DUI and possibly other violations or accidents AND the fact you didn’t have prior insurance. These are the rating factors that are making your insurance expensive.
Once your DUI is more than three years old and you’ve had continuous insurance coverage, you should qualify for a cheaper policy. The company that currently writes your policy may specialize in high risk drivers and have rates that reflect your risk at the time you bought your policy. If you’re a lower risk driver now, you’re probably better off shopping around for a better rate.
Call your current company, tell them you no longer require an SR22 and see if they can rewrite your policy at a better rate. I’d also get a referal to a local independent insurance agent and shop your coverage around. With prior insurance and a cleaner driving record, you’ll probably qualify for a better and cheaper plan. Good luck.
Ernesto